Investment fraud is designed to look legitimate and to move your money out of reach fast. Recovery depends on acting through the right channels, in the right order, with properly prepared claims. These are the routes we assess and pursue on behalf of victims in Croatia.
If you funded a fraudulent investment by bank transfer, debit or credit card, there may be a route to recover funds through your bank or the card scheme. Card payments in particular are covered by chargeback rules that can apply when a service was misrepresented or never delivered, but these claims are time sensitive and must be argued correctly.
We help you identify which payments qualify, gather the evidence the bank or scheme will require, and submit the claim in the format that gives it the best chance of success. Where a bank has been slow or dismissive, we help you escalate and, where appropriate, involve the relevant ombudsman or regulator.
Timing matters. The sooner a recall or chargeback is raised after the payment, the stronger the position, so we treat these claims as a priority.
Many scams end with the victim sending Bitcoin or other cryptocurrency, often through an exchange or an app the scammer talked them into installing. Victims are frequently told this money is untraceable. That is not true.
Blockchain transactions are permanently recorded and can be followed. We trace where your funds moved, identify the wallets and services that received them, and pinpoint the exchanges or platforms that may be able to freeze or return the assets when approached through the correct legal and compliance channels.
This tracing also strengthens any complaint to the authorities, because it turns a vague loss into a documented money trail that investigators and regulators can act on.
Investment fraud rarely stays inside one country. The platform may be registered in one jurisdiction, the payment processor in another, and the receiving accounts somewhere else again. This is deliberate, and it is why many victims are told nothing can be done.
We are built for exactly this. We coordinate claims across the EU and internationally, working with the banks, payment providers and counterparts in each relevant jurisdiction and using cross-border cooperation frameworks to follow the money wherever it has gone.
For clients in Croatia, this means your case is not limited by where the scammer chose to hide. We pursue the funds along the full path they travelled.
Reporting fraud to the proper authorities is an important part of any recovery effort, and it needs to be done thoroughly. A well-prepared complaint puts your case on record, can trigger official action, and supports any parallel claims against banks or platforms.
We help you prepare and lodge complaints with the bodies that matter in Croatia, including the HANFA for matters involving investment services, the Croatian National Bank (HNB) for banking and payment issues, and the Croatian police for criminal fraud. Where the case crosses borders, we help ensure the right foreign authorities are engaged too.
We make sure your complaint is clear, evidenced and directed to the body that can actually act, rather than lost in the wrong inbox.
Send us the details and we will tell you honestly whether recovery may be possible.
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